银行业务英语口语对话-有关银行业务的英语口语

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　　销户

　　The City Bank. May I help you, sir?

　　都市银行。先生，我可以帮你吗?

　　Yes, I'd like to close my account.

　　是的，我想销户。

　　May I have your name, please?

　　请问你的名字是什么?

　　Adam Smith.

　　亚当史密斯。

　　Alright, what's your address?

　　好的，你的地址是哪里?

　　56 Edison Ave, Apartment 39, Los Angeles.

　　洛杉矶爱迪生大街56号39号公寓。

　　When would you like your account closed?

　　你想什么时候销户呢?

　　Next Friday.

　　下个星期五。

　　Okay. Where would you like to have your last bill sent to you?

　　行。最后一笔钱你想寄到哪里去?

　　14 May flower Ave, Los Angeles.

　　洛杉矶May flower Ave14号。

　　Alright, We'll take care of that.

　　好的，我们会处理的。

　　贷款

　　W:Hello! How can I help you, sir?

　　你好!有什么可以帮你吗，先生?

　　M:I want to take out a loan for school. What kind of interest rate do you offer?

　　我想办理助学贷款。你们的利率是多少?

　　W:Do you qualify for any of the Federal loan programs?

　　你具备联邦政府的贷款资格吗?

　　M:Yes, but I need to borrow some more money.

　　是的，但是我要借多一些钱。

　　W:Well. In that case we can offer you a private educational loan.

　　好的。这样的话，我们可以为你提供私人教育贷款。

　　M:What's the interest rate?

　　利率是多少?

　　W:It's 7.2%, fixed-rate loan.

　　7.2%的固定利息贷款。

　　M:How do I go about taking it out?

　　我获得这种贷款要怎么做?

　　W:Just fill out this application. We can let you know right away if you qualify.

　　填这张表格就好了。如果你符合资格，我们可以马上通知你。

　　M:All right, thank you!

　　好的，谢谢你!

　　申请信用卡

　　I'd like to apply for a credit card. Can you help me with my application?

　　我想申请一张信用卡。你可以帮我申请吗?

　　I'd be glad to.

　　我很乐意帮你。

　　I'm afraid that I don't have a credit history. I just came to this country.

　　我没有信用卡的使用历史。我才刚来这个国家。

　　Do you have an account with this bank?

　　你有这个银行的账号吗?

　　I'm afraid not.

　　恐怕没有。

　　In that case I highly recommend you apply for a savings and checking account also. That would help with your credit card application.

　　这样的话，我极力推荐你申请一个即储蓄存款和支票存款于一身的账户。这对你的信用卡申请有帮助。

　　What is the interest rate on your card?

　　你们信用卡的利率是多少?

　　The annual charge rate is 9.5%.

　　每年的收费标准时9.5%。

　　That's very expensive!

　　真是贵啊!

　　Not really. The credit card is a revolving account. You only pay interest on what you owe.

　　不完全是。这种信用卡是一个循环账户。你只需付你赚的钱的利息就行了。

　　How does the bank bill its customers for credit card charges?

　　银行如何把信用卡费用账单交给客户?

　　You will receive a monthly statement with each expenditure itemized.

　　你每个月将会收到一份结算单，上面列出了每项费用。

　　Does the card provide any other benefits?

　　这种卡有什么福利吗?

　　You can also get a cash advance up to 1,000 dollars on this card.

　　使用这种卡你可以预支高达1000美元的现金。

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