bec中级模拟试题册答案解析-BEC商务英语中级阅读模拟试题

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　　A modern bank provides many services other than checking accounts.
____1____

　　If you went to a bank to open a savings account, you would go through
almost the same procedures followed in applying for a checking account.
____2____ Then you would be given a passbook in which your initial deposit would
be recorded. All deposits and withdrawals from your account are entered into
your passbook. ____3____ With a regular passbook savings account, you would be
able to withdraw money wherever you needed it. All you would have to do is fill
out a withdrawal order and present it, along with your passbook to the
teller.

　　All banks pay interest on savings accounts. ____4____ Banks also pay
interest at different times. ____5____ Suppose, for example, that on January 1,
you deposited $ 1,000 in a bank that paid 4 1/2 percent interest semiannually.
By July 1,you would have earned $ 22.50 interest. This interest would
automatically be credited to your account; and of you left it in the bank, along
with your original deposit, you would receive interest on $ 1,022.50 for the
next six-month period. That is, your interest would be compounded.

　　A. But the majority of them pay semiannually, that is, every six
months.

　　B. The interest rate varies from bank to bank, but the general range is
from 4 1/2 to 6 percent.

　　C. This means that passbook contains an actual record of all transactions
made and that you know the exact amount of savings you have at any one time.

　　D. One of these is checking accounts.

　　E. First you would be asked to fill out a signature card.

　　F. But most banks pay interest at the end of a year.

　　G. One of the most important of these is regular passbook savings.

　　H. One can withdraw money whenever necessary.

　　参考答案：1.G;2. E;3. ;4. B;5. A

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