托福听力TPO-66-C2-Financial Advice
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Financial Advice TPO-66-C2 1.Why does the man go to the financial services office? A. He needs to apply for a loan. B. He needs to set up a tuition payment plan. C. He wants some assistance finding a job. D. He wants some assistance with controlling his spending. 2.What does the man imply about his parents? A. They are worried about his financial situation. B. They are not willing to increase his allowance. C. They do not want him to get a job. D. They are unhappy that he did not tell them about his problem. 3.Why does the woman mention the cost of a cup of coffee? A. To emphasize why the man should make his own coffee B. To give an example of a price that will change over time C. To point out the impact of small expenses on a budget D. To describe one way she reduced her own food expenses 4.What advice does the woman give the man? [Click on 2 answers.] A. To reduce his course load this semester B. To pay more attention to his spending habits C. To postpone looking for a job D. To start taking public transportation 5.Why does the woman say this: A. To let the man know she is annoyed with his questions B. To emphasize the need to apply for a job early in the semester C. To encourage the man to keep checking the bulletin board D. To suggest it may not be possible to work on campus next semester Financial Advice Answers:D/B/C/BC/C Employee: Hi, how can I help you? Student: Hi, my name's Arney. This is my first semester here, and I'm hoping you might be able to help me. See, I don't know how to put this. But I'm having some trouble managing my money. Employee: You mean you didn't pay your tuition bill? Student: No, I'm okay with the big stuff. I mean I have student loans that pay for most of the tuition, but it's the everyday things that add up. Employee: You mean like books，food, things like that. Student: My parents give me an allowance for that stuff, but it's just not enough. I've asked them to increase it, even a little, but they think I need to learn to manage on my own. Employee: Well, that's a really common problem with first year students. You've come to the right place. We have resources that can help. So, first question. Do you have a budget worked out of your spending? Student: Hmm, no, I don't. Employee: OK. I can send you a budget work sheet. It's a computer document. And it'll help you think through what your expenses are and where you can cut costs. You‘ll be surprised at how much the little things add up. You know, if you spend $2 on a cup of coffee each morning, that's almost $200 a semester. Student: So... if I could make my own coffee, that would be great, but I can't, since I live in the dormitory. Employee: True. But that's just an example. I also have this other sheet with suggestions. It's just a list of money saving ideas, like buy used books instead of new ones, and buy a bike since that's cheaper than taking the bus or owning a car. Student: I'd love to get a bike. Then I could even get a job in town. Employee: If you're thinking about a job, we do have postings for jobs as well. They're on the bulletin board outside my office. Student: Yeah, I saw it on my way in, it's empty. Employee: Yes, the positions get filled pretty quickly. But new one's open up too. I can't guarantee anything, but if something becomes available, that's where you're going to find out about it. Student: Well, if I got a job, I certainly have a little more spending money that would show my parents I'm managing on my own. Employee: But what's your course load this semester? If you have more than four courses, you might want to work on your budget and monitor your spending, rather than get a job for now. Student: I have four courses, but one is biology, and there's a 3-hour lab each week. So it's really like a fifth course. Employee: You ought to think about it then. Maybe try to work on your budget and spending for a month, and see how you're doing, if you're still strapped for cash, but you're keeping up with all your course work, then you could try to find a job. Student: Yeah, and maybe by then that bulletin board won't be empty. 本文来源：https://www.wddqw.com/doc/dae03906660e52ea551810a6f524ccbff121cae8.html